About Retail Lending:
The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank
About the Role:
The bucket manager handles the Risk-60 portfolio for Secured Loans. The Bucket manager ensure NPA resolution and manages the portfolio as per the existing process. The Bucket Manager also ensures compliance with the audit procedures of the bank
Key Responsibilities
· Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement
· Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level
· Ensure adherence to the set process and audit requirements in place
· Ensure minimum forward flow from the buckets
Qualifications:
Optimal qualification for success on the job is:
· Graduation from a recognized institute
Role Proficiencies:
For successful execution of the job, the candidate should possess the following:
· Knowledge and understanding of collections and market dynamics
· Knowledge of regulatory guidelines and norms
· Good communication (both verbal and written) skill in both English and the local language
· Ability to manage complex client situations
· Ability to handle pressure and meet deadlines
